309 71st Street - Miami Beach, FL 33141
Phone: (305) 867-3925   |   Fax: (305) 867-3927
Email: info@northbeachpt.com

Insurance Information

Learn more about insurance benefits for physical therapy

Our facility provides direct insurance billing for physical therapy services. For successful insurance reimbursement of your physical therapy, you must obtain accurate information from your insurance company by visiting the insurance site or contact our facility to assist you.

We wil bill your secondary insurance after primary insurance payments. Automobile accidents will be billed as primary insurance under the personal injury protection (PIP) coverage of your auto policy.

Technically PIP should cover your medical bills following a car accident for four years or up to the limits of your policy. Once those benefits are exhausted, you may utilize the benefits in a primary health insurance policy.

PIP coverage will cover you and your passengers regardless of who is at fault for the accident. You should not fear using your PIP auto coverage as your insurance company is prohibited from raising insurance rates or canceling coverage unless you are deemed responsible for the accident. So, don't hesitate to use your automobile PIP coverage and get the care you need.

  • If your insurance denies or limits payment for therapy services, cash payment plans can be arranged by our office manager.
  • If you have further questions, please send email or call us at (305) 867.3925

Patient Information

You may visit our clinic with or without a written physical therapy referral. Please be aware that most insurance requires a written prescription and or preapproval for insurance coverage of physical therapy services.

If your insurance does not provide physical therapy coverage, we do accept payment via credit card, check, cash, money orders or travelers checks.

We advise you to verify your insurance benefits for physical therapy by doing the following:

  • Call your insurance company to verify your therapy coverage. Most insurance allow you to check it online.
  • Investigate yearly dollar coverage limits or number of approved treatment visits for therapy and if pre-authorization for treatment is required.
  • Record the full name of the insurance contact person and the pre-authorization number of treatment if available.
  • Receive fax or email confirmation of benefits.
  • Auto accident injuries should obtain information from your car insurance company on the limits and extent of their personal injury protection coverage.
  • For auto or work related injuries be sure to acquire your adjuster's name, phone and your claim number to expedite authorization for your treatment.
  • Please bring your written insurance information and your physician prescription for treatment with you to your first therapy appointment.
  • You should allow yourself 60-90 minutes for your first therapy visit. We look forward to helping you.
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